Can You Afford Assisted Living?

If you are looking for one of the best senior living communities Fountain Hills AZ has to offer, we encourage you to consider MorningStar.  From healthy daily meals to wellness programs and activities, we have a whole range of services and resort-style amenities to ensure your comfort and wellbeing.  We are certain MorningStar of Fountain Hills’ well-designed suites and welcoming common areas will impress you from the first but the thing we are most proud of is our dedicated, loving care team. 

We want you to know that we do our best to help make assisted living affordable to potential residents.  In fact, once you reach out to us, our knowledgeable team will be resourceful on your behalf in as many facets of senior life as possible including your ability to pay for the care you need.  

To start with, consider the fact that you most likely have numerous financial resources available to you beyond your retirement savings and investments.  Moreover, as we want to make sure you get advice from experts, we have partnered with Elderlife Financial Services, a company with over 20 years of experience helping thousands of families transition loved ones into senior living.  For a free financial consultation, we have their contact information on our website, or just ask and we will be happy to give it to you.   

Here are a few examples of resources that may be available to help you pay for assisted living.  Depending on the policy, long-term care insurance can help pay for a variety of services in senior communities, and can offer care options often not covered through federal subsidies of Medicare and Medicaid (see below section).  Another source of untapped funding could be from whole life and universal life insurance policies.  However, as there can be tax consequences, it may be in your best interest to consult Elderlife Financial Services for their advice.  Other sources of income could include the sale of your home, a reverse mortgage, or a bridge loan.  

MorningStar of Fountain Hills’ unique mission statement “to honor, to serve, to invest” sets us apart from other senior living options. Our foundation is built on honoring God, valuing all seniors and hiring staff with a felt calling to serve. We are set in a warm, loving environment with beautiful surroundings and resort-style amenities. Please visit our website to learn more about one of the finest senior living communities Fountain Hills AZ offers.